Renter's Vault
Indiana Security Deposit Law: How to Get Your Deposit Back
If you rent in Indiana, the law gives you specific rights when you move out — a deadline for your landlord to return your deposit, rules on deductions, and a path to push back if they don't. Here's exactly how it works, and how to protect yourself.
Indiana-specific rules to know
No statutory deposit cap. Itemised list of damages required within 45 days. Strict-liability failure: full deposit + reasonable attorney fees (Ind. Code § 32-31-3-12(b)); amount withheld + reasonable attorney fees + court costs (Ind. Code § 32-31-3-16). No bad-faith standard.
What Indiana law requires your landlord to do
Under Ind. Code § 32-31-3-12, a Indiana landlord generally must return your deposit within 45 days and provide a written, itemized list of any amounts withheld. They may not deduct for ordinary wear and tear — only for damage beyond normal use, unpaid rent, or other charges the lease and statute allow.
What to do if your landlord won't return your deposit in Indiana
1. Know your deadline
In Indiana, the return window is 45 days (Ind. Code § 32-31-3-12). Mark the date you moved out and count forward.
2. Send a written demand
Email and mail a dated letter requesting your full deposit, referencing the 45-day deadline under Ind. Code § 32-31-3-12. Keep proof of delivery. Renter's Vault generates a Indiana-specific letter with the right statute citation filled in.
3. Gather your evidence
Move-in and move-out photos with timestamps and location are the difference between your word and theirs. Attach your photo record and any move-in checklist.
4. Escalate to small claims
If the landlord misses the deadline or won't respond, you can file in small claims court. Bring your dated demand letter and photo evidence.
Free Indiana dispute-letter guide
A clear, statute-cited demand letter resolves most deposit disputes without ever going to court. Renter's Vault builds a Indiana letter for you — pre-filled with Ind. Code § 32-31-3-12, your deadline, and your deductions — in three escalating versions (first request, formal demand, and notice of intent to file).
Get the Indiana letter in the appDocument your rental the day you move in — timestamped, GPS-tagged, hash-verified photos stored in your own Google Drive. The strongest deposit defense is evidence you captured before anything went wrong.
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Indiana security deposit FAQ
How long does a landlord have to return a security deposit in Indiana?
Under Ind. Code § 32-31-3-12, a Indiana landlord must return your security deposit within 45 days after you move out, along with an itemized statement of any deductions.
What can I do if my landlord won't return my deposit in Indiana?
Send a written demand letter that cites Ind. Code § 32-31-3-12 and the deadline, keep copies of all communication and your move-in/move-out photos, and if that fails you can file in small claims court. Many states allow extra damages when a landlord withholds a deposit in bad faith.
Is there a limit on how much a landlord can charge for a deposit in Indiana?
In Indiana, the statutory deposit limit is: No statutory limit. Always confirm against the current statute, since limits and exceptions change.
Are there any special deposit rules in Indiana?
Yes. Notable Indiana rules: No statutory deposit cap. Itemised list of damages required within 45 days. Strict-liability failure: full deposit + reasonable attorney fees (Ind. Code § 32-31-3-12(b)); amount withheld + reasonable attorney fees + court costs (Ind. Code § 32-31-3-16). No bad-faith standard.
This page is general information for tenants, not legal advice, and laws change. Always confirm the current text of Ind. Code § 32-31-3-12 or consult a local attorney or tenants' rights organization for your situation. Last reviewed May 2026.